This is a great video for the archives. This is a video from the bear market before the latest one in 2008. The advice is timeless and shows how the media plays a big role in the destructive investor behavior of fear and greed. Get the proper risk in your portfolio and stay disciplined. This is a bit longer than the other videos, but well worth watching.
Continue to learn, stay diversified according to your risk tolerance, stay disciplined, and rebalance. Education is your best defense against imprudent investing. Invest intelligently!
Dedicated to Your Peace of Mind,
John Borger & Scott Buchanan
Past performance is no guarantee of future results.
What Happens After the Crash (4:06)
When the market sees big declines, inevitably investors are worried and concerned about when and if it will recover. The good news is that historically, that when the market recovers, it does so fast and furious. The average recovery time for a market crash historically is 111 days. Now is the time to remain disciplined so you can reap the rewards of the coming rebound.
Continue to learn, stay diversified according to your risk tolerance, stay disciplined, and rebalance. Education is your best defense against imprudent investing. Invest intelligently!
Dedicated to Your Peace of Mind,
John Borger & Scott Buchanan
Past performance is no guarantee of future results.
Senseless Losses (28:24)
A look at how (and maybe why) some financial advisors scared investors into cash during the market downturn. We can't say often enough that behavior is the key to successful investing and financial advisors aren't always helpful when it comes to managing an investor’s behavior. This is why we put such a huge emphasis on ongoing client education. This video will help you be prepared when the next market downturn comes. Don't let the media scare you into abandoning your prudent diversified investment strategies.
In this segment, Mark shows you how wrong many of the so called "brilliant" TV prognosticators were during the last down market. If you had listened to them it would have been very costly. A good investment strategy does not require a forecast of the future. This is an important video to watch so you can learn how to control (not eliminate) your fear emotions when the next downturn comes.
Continue to learn, stay diversified according to your risk tolerance, stay disciplined, and rebalance. Education is your best defense against imprudent investing. Invest intelligently!
Dedicated to Your Peace of Mind,
John Borger & Scott Buchanan
Past performance is no guarantee of future results.
War & the Markets (19:52)
Historically, war and international conflict occurs frequently and doesn't prevent equity markets from growing. Need more evidence that discipline is more important that timing the market? It is so important not to chase rising markets, because markets will go down again in the future. Be prepared!
Diversification, discipline, and rebalancing, while hard to do, is much easier than trying to forecast (I mean guess) when to get in and out of the market. Noone can reliably time the markets. This can be very costly behavior. Instead, know your risk and prepare yourself for inevitable down periods. Then stay disciplined and get the lifetime market returns you deserve.
Continue to learn, stay diversified according to your risk tolerance, stay disciplined, and rebalance. Education is your best defense against imprudent investing. Invest intelligently!
Dedicated to Your Peace of Mind,
John Borger & Scott Buchanan
Past performance is no guarantee of future results.
After the Crash: Another Timeless Lesson (19:55)
Are you prepared psychologically for a downturn in the markets? With all the turmoil in the Middle-East right now, this is a timely lesson everyone should watch. The current turmoil may drive the markets into correction of a 10% or more decline. Of course, it may not either.
This is why this is such an important lesson. When markets go down, there is no way to predict in advance how long or how much. In addition, the market rebounds often come fast, furious, and unexpectedly in the middle of the bad news. Going through downside volatility is perhaps the hardest thing for investors to do.
You can't get the average market rates of return without the downside volatility. This is why we have fixed income (and other asset categories) in the portfolios, to reduce volatility, and so we can rebalance into stocks when the inevitable downturns occur. You must stay disciplined to get the market returns you deserve because we cannot predict the downturns or the upturns.
Diversification is important so you don’t suffer the large potential losses that can occur if you invest 100% in stocks. Rebalancing is important because it keeps your individual portfolio risk in line, and can potentially help you recover quicker when the upturn comes. Don’t miss this timeless lesson. Watch the entire video. There are important lessons in the last 7 minutes.
Continue to learn, stay diversified according to your risk tolerance, stay disciplined, and rebalance. Education is your best defense against imprudent investing. Invest intelligently!
Dedicated to Your Peace of Mind,
John Borger & Scott Buchanan
Past performance is no guarantee of future results.
When is the Best Time to Panic? (7:27)
So when is the best time to panic? As long as you are broadly diversified in your risk category, and allow us to rebalance on stock and bond market highs and lows, you should never panic! Watch this important lesson the next time you are tempted to panic in a market decline.
Continue to learn, stay diversified according to your risk tolerance, stay disciplined, and rebalance. Education is your best defense against imprudent investing. Invest intelligently!
Past performance is no guarantee of future results.
▪ John and Scott
Learn to Love the Bear (23:05)
Understanding bear markets can make the difference between long term investing success or failure. Down markets are the equivalent of a clearance sale on Wall Street. When equities are down, that is a buying opportunity. This economic fact runs counter to our human instinct which make it difficult to remain disciplined long term. Don't listen to the perennial doomsayers. Watch this video to find out what you should do.
Continue to learn, stay diversified according to your risk tolerance, stay disciplined, and rebalance. Education is your best defense against imprudent investing. Invest intelligently!
Past performance is no guarantee of future results.
▪ John and Scott
Every Decade has a Down Period (21:17)
This is a great segment to watch next time you are tempted to act after hearing a fear monger spout doom & gloom.
Continue to learn, stay diversified according to your risk tolerance, stay disciplined, and rebalance. Education is your best defense against imprudent investing. Invest intelligently!
Past performance is no guarantee of future results.
▪ John and Scott
This Time Really is Different (24:04)
Are you prepared psychologically for an inevitable market decline? Market declines occur every year to varying degrees. The circumstances surrounding a decline in the markets are never the same. It's always different!
This is a great segment to watch and learn the right things to do when the inevitable downside volatility occurs. It is extremely hard to do the right things, but extremely important to be a successful investor for your lifetime. In this video (about minute 15), find out what attributes are necessary to be successful long term.
Every client can have different levels of risk and volatility in their portfolio, from very low risk, to balanced or moderate risk, to very aggressive. It is very important that you are in a portfolio according to the level of risk you can sustain for your lifetime (or a strategy that slowly reduces risk over time), which will allow you to remain disciplined and ride through the upside and downside volatility, while allowing us to rebalance your portfolio on highs and lows. Know your risk measurements. If you know your risk measurements you will know what to expect, and won’t be caught off guard when downside volatility occurs. Greater peace of mind comes from knowing your risk and knowing what to expect in down periods and up periods.
Don't be short term focused. Every year the markets go down for a period of time for all kinds of reasons, but they also go up, often unexpectedly. The last week, month, quarter, tells us nothing about the future. Performance must be measured over years, not months. We don't know which direction the next 20% will be, but the next 100% is always up. This fact is somewhat reassuring if you are a lifetime investor. Watch this video to find out what attributes are necessary to be a successful investor for your lifetime.
Continue to learn, stay diversified according to your risk tolerance, stay disciplined, and rebalance. Education is your best defense against imprudent investing. Invest intelligently!
Past performance is no guarantee of future results.
▪ John and Scott
This Time is Different...What's an Investor to do? Part 1 of 2 (69:04)
Part 1 of 2
Imagine an advisor coming to you with an investment strategy….when times are good and you feel better, when stocks are higher in price…we are going to buy (as long as you feel better). And, when times are bad when stocks are bad and you feel fearful, we are going to sell and go to cash. As long as you feel good, it is OK to sell when prices are down. Would you hire an advisor with this investment strategy for you? I hope not.
When you describe it sarcastically it sounds ridiculous. Yet, this is the strategy that many investors and other advisors implement, which often leads to dramatic underperformance over a lifetime as shown in the Dalbar studies.
Given the consistent negative headlines for months at a time, this is a video I want everyone to watch sometime this week, especially our clients that were unable to attend the event. Turn up the volume (due to the background noise in the beginning) and take some notes, you will learn some really good information to help you remain prudent in your investing strategies.
This week’s video is the video of a recent class we taught at the Conference Center “It’s Different This Time…What’s An Investor To Do?” We had a full house that evening. Due to the length we split the video into a two part series. Thank you to everyone for attending and wanting the continuing education. If you want to stay on track and get the returns you deserve, you must continue to learn about your investments and your prudent strategies.
Part one is me teaching the boring parts about the history of up and down markets, the importance of an investment policy statement, context of how much you have in stock, what unseasoned investors do, the importance of knowing your risk, we eat our own cooking, time horizon and time to recovery, and some good old fashion WISDOM about investing! I do get to throw in a couple of fun videos at the beginning and end of my segment.
In part two (found in Investor Behavior) Scott teaches about how the “typical” investor makes bad investing decisions over and over again because they get in a “hot state.” Don’t know what that means? Check out the lesson so you don’t ever become that “typical” investor that makes bad decisions. An investor’s perspective changes when they are in an emotional state, and they make bad decisions. Behavior trumps all other factors. Without the proper behavior none of the stuff I teach you in part one matters. It all goes out the window. While it is not the same as being there and being able to ask questions and talk to other investors, this is a must watch lesson.
Continue to learn, stay diversified according to your risk tolerance, stay disciplined, and rebalance. Education is your best defense against imprudent investing. Invest intelligently!
Past performance is no guarantee of future results.
▪ John and Scott
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